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Combined Insurance Provides Needs Assessment Checklist to Help Consumers Evaluate Their Current Supplemental Health Insurance Coverage
Date:7/10/2008

bsp;      •   Protecting their paycheck
  • According to the National Safety Council, Injury Facts®, 2008 Edition, more than 9.4 million disabling injuries occurred while off the job in 2006, making those disabled individuals ineligible for worker's compensation benefits. Fortunately, many supplemental disability policies cover you on or off the job.

                •   Protecting their family's lifestyle
  • According to LIMRA's August 2004 publication, The Need and Value of Life Insurance, 1 to 2 years after a spouse's death almost 50 percent of the respondents were just getting by financially and 45 percent of widows said that their spouse did not have adequate life insurance. A supplemental life insurance policy may better help your loved ones manage financially for those first few years.

                 •   Protecting against the risk of a critical illness
  • The American Cancer Society reports in the Cancer Facts and Figures, 2007 that in the U.S., 1 in 2 men and 1 in 3 women will develop cancer during their lifetime and 67 percent of total costs will be non-medical. A supplemental insurance policy that provides benefits for cancer can help offset some of these non-medical costs.

                 •   Protecting
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Combined Insurance Provides Needs Assessment Checklist to Help Consumers Evaluate Their Current Supplemental Health Insurance Coverage
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