Date:6/26/2008

           •   Hospital admission
             •   Hospital confinement
             •   Intensive care
             •   Emergency Room treatment
             •   Outpatient surgery
             •   Recovery after hospital confinement
             •   Ambulance/Transportation
             •   Blood & blood plasma
             •   Family lodging
             •   Medical appliances
             •   Additional accident benefits, including fractures, concussion, accidental death or dismemberment, physical therapy and health screening.

Another consideration is that benefits from supplemental accident insurance policies are generally payable directly to the consumer, or a designee, regardless of other insurance policies in force. This is an important benefit to keep in mind - at times when a consumer most needs help to cover expenses, the potential to cover some of those costs is there.

Finally, supplemental accident insurance and sickness insurance coverage begins immediately, offering around-the-clock protection on or off t
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