Navigation Links
Collins Insurance Offers Tips for Successful Health Insurance Applications
Date:2/26/2013

Redwood City, CA (PRWEB) February 26, 2013

Collins Insurance and Principal Ron Collins help many people in the San Francisco Bay Area acquire individual and family health insurance. When individuals apply online for health insurance without guidance from an expert like Ron Collins, they risk rejection by the insurance companies. Collins Insurance has more than 30 years of experience in successfully acquiring quality health insurance policies for their clients, even after clients have been rejected by applying on their own.

People applying for insurance on their own often unknowingly provide unnecessary information or fail to provide enough information resulting in a rejection, for example:

  • Self-Diagnosing – listing a condition (colitis, chronic fatigue, for example) when a doctor has mentioned these conditions, but has not specifically granted a diagnosis. Often the condition listed in the application causes a rejection by the insurance company. This type of rejection requires a letter from a doctor to correct.
  • Excluding important details – one client listed a broken ankle with a pin in it, along with a declaration of a full recovery. However, the fact that the client was recovered for 2+ years was not included and the insurance company rejected the application. Collins Insurance helped this client write a letter clarifying the situation and the insurance company turned around their rejection and granted a policy to the client.

“Clients don’t know what they don’t know, and they often submit or eliminate information in an application that will most likely get them rejected,” says Ron Collins, Principal at Collins Insurance.

In one example, a Collins Insurance client took home applications, completed them and brought them back for Ron’s review. In these applications, the client declared the fact that he had 2 DUIs (Driving Under the Influence, a felony in California) in the past 6 months. Mr. Collins submitted a “pre-screen” application to the insurance companies. One company rejected the application “until the client did not have a DUI for more than one year,” and the other company granted a policy but doubled the price.

Mr. Collins researched more companies and found one that did not ask the question about DUIs and submitted an application. The client was granted a reasonably-priced individual health insurance policy immediately.

In this case, Ron Collins analyzed the application submitted by the client and immediately noted the issues. He had previously encountered similar situations in the past and knew what to do. Ron was able to successfully submit an updated application, and the client’s application was accepted by the insurance company and the client was insured once again.

Ron’s years of experience means that he can quickly and easily evaluate a client’s needs and then match the right insurance company to the client. Clients come back to Ron again and again for help with their changing family health insurance needs.

One client, Lynn H, says, “Ron is an exceptional resource, ethical, educational and helpful! [I] strongly recommend his services.”

Collins Insurance has 30+ years of experience in purchasing health insurance for individuals and families in the San Francisco Bay Area. Ron Collins, the Principal at Collins Insurance is a seasoned professional, spending 1000s of hours learning the ins and outs of health insurance. This knowledge translates to accepted applications and happy clients. For more information, read Eight Rules for Applying for Individual Health Insurance by Ron Collins, visit the Collins Insurance website or call (650) 701-9700.

About Ron Collins and Collins Insurance
Ron Collins, in Redwood City, California, has been serving the insurance needs of the San Francisco Bay Area since 1981. His independent insurance agency, Collins Insurance, remains focused on providing the most knowledgeable, accurate and timely information to clients about small group benefits for employees, family health insurance and supplemental Medicare coverage. With over 30 years of experience in the industry, Ron Collins is dedicated to finding the best combination of benefits that works for his client’s situation.

Health insurance might be a “fair trade” product—meaning premiums are the same across the board, no matter which agent you use—but that doesn’t mean all insurance agents are equal. Ron Collins brings premium experience when it comes to picking a plan. He believes in making it a stress-free experience by offering his extensive knowledge of the insurance industry to select a plan through communication methods tailored to each client’s busy schedule. It’s a trusted, successful method—clients and potential clients around the Bay Area consistently seek out Ron Collins to detangle the insurance mystery. To learn more, visit the Collins Insurance website or call (650) 701-9700.

Read the full story at http://www.prweb.com/releases/2013/2/prweb10389551.htm.


'/>"/>
Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Brainwave balancing research receives $1 million grant from The Susanne Marcus Collins Foundation
2. MacGregor & Collins, LLP Releases New California DUI Infographic
3. Orange County’s New Suspect Identification Tools Meet Resistance from MacGregor & Collins Criminal Attorneys
4. Disparities in treatment of children in the emergency department based on their insurance status
5. InsuranceCalculator.net Now Provides Competitive Car Insurance Quotes To Missouri Drivers
6. InsuranceCalculator.net Now Provides Competitive Car Insurance Quotes To Maryland Drivers
7. How MyTownInsurance.com Helps Insurance Carriers Manage their Loss Exposure through On-Line Marketing
8. InsuranceCalculator.net Now Provides Competitive Car Insurance Quotes To South Carolina Drivers
9. InsuranceCalculator.net Now Provides Competitive Car Insurance Quotes To Louisiana Drivers
10. InsuranceCalculator.net Now Provides Competitive Car Insurance Quotes To Kentucky Drivers
11. MyTownInsurance.com Reveals How Project CAP and Insurance Agoragate will Take Away Market Share from the Captive Insurance Carriers and give it back to the Independents
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/25/2016)... , ... June 25, 2016 , ... "With 30 hand-drawn ... specific project," said Christina Austin - CEO of Pixel Film Studios. , ProHand ... all within Final Cut Pro X . Simply select a ProHand generator and ...
(Date:6/25/2016)... , ... June 25, 2016 , ... ... and non-athletes recover from injury. Recently, he has implemented orthobiologic procedures as a ... area —Johnson is one of the first doctors to perform the treatment. Orthobiologics ...
(Date:6/24/2016)... CA (PRWEB) , ... June 24, 2016 , ... A ... procedures that most people are unfamiliar with. The article goes on to state that ... but also many of these less common operations such as calf and cheek reduction. ...
(Date:6/24/2016)... ... 2016 , ... Marcy was in a crisis. Her son James, eight, was out of control. ... and physically. , “When something upset him, he couldn’t control his emotions,” remembers Marcy. ... rocks at my other children and say he was going to kill them. If ...
(Date:6/24/2016)... (PRWEB) , ... June 24, 2016 , ... ... now offering micro-osteoperforation for accelerated orthodontic treatment. Dr. Cheng has extensive experience with ... Damon brackets , AcceleDent, and accelerated osteogenic orthodontics. , Micro-osteoperforation is a ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... Revolutionary technology includes multi-speaker listening to conquer ... in advanced audiology and hearing aid technology, has today ... world,s first internet connected hearing aid that opens up ...      (Photo: http://photos.prnewswire.com/prnh/20160622/382240 ) , ... , TwinLink™ - the first dual communication ...
(Date:6/23/2016)... , June 23, 2016 ... "Surgical Procedure Volumes: Global Analysis (United States, China, ... Canada)" report to their offering. ... essential tool for healthcare business planners, provides surgical procedure ... at surgery trends with an in-depth analysis of growth ...
(Date:6/23/2016)...  The National Pharmaceutical Council (NPC) today announced ... research organization as its newest member.  ... president and chief scientific officer, Mallinckrodt Pharmaceuticals, will ... Board of Directors. ... us in support of our efforts to conduct ...
Breaking Medicine Technology: