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Collins Insurance Offers Tips for Successful Health Insurance Applications
Date:2/26/2013

Redwood City, CA (PRWEB) February 26, 2013

Collins Insurance and Principal Ron Collins help many people in the San Francisco Bay Area acquire individual and family health insurance. When individuals apply online for health insurance without guidance from an expert like Ron Collins, they risk rejection by the insurance companies. Collins Insurance has more than 30 years of experience in successfully acquiring quality health insurance policies for their clients, even after clients have been rejected by applying on their own.

People applying for insurance on their own often unknowingly provide unnecessary information or fail to provide enough information resulting in a rejection, for example:

  • Self-Diagnosing – listing a condition (colitis, chronic fatigue, for example) when a doctor has mentioned these conditions, but has not specifically granted a diagnosis. Often the condition listed in the application causes a rejection by the insurance company. This type of rejection requires a letter from a doctor to correct.
  • Excluding important details – one client listed a broken ankle with a pin in it, along with a declaration of a full recovery. However, the fact that the client was recovered for 2+ years was not included and the insurance company rejected the application. Collins Insurance helped this client write a letter clarifying the situation and the insurance company turned around their rejection and granted a policy to the client.

“Clients don’t know what they don’t know, and they often submit or eliminate information in an application that will most likely get them rejected,” says Ron Collins, Principal at Collins Insurance.

In one example, a Collins Insurance client took home applications, completed them and brought them back for Ron’s review
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