Navigation Links
Chronic Disease May Up Out-of-Pocket Costs for Insured
Date:11/29/2011

TUESDAY, Nov. 29 (HealthDay News) -- Among families with employer-sponsored health care plans, those coping with chronic illness pay more out of their pockets than those without chronic illness, primarily because of higher prescription drug copayments, a new study finds.

"Even when you are looking at the same level of total spending, families covering chronic conditions spent more out of pocket than those without chronic illnesses, and it doesn't appear to be because the families are in different types of plans," researcher Anne Beeson Royalty, a professor at Indiana University-Purdue University Indianapolis, said in a university news release.

"It looks as though the difference is because certain types of services -- such as prescription drugs -- are covered less generously," she added.

Royalty and colleagues analyzed data from a 10-year national survey of more than 47,000 American families and found that those dealing with chronic conditions spent 1.5 to two times more on prescription drugs.

For example, among households spending a total of $7,000 on health care, those with chronic conditions spent an average of $2,215 of the $7,000 on prescription drugs, compared with $1,065 for other households.

"Because average coinsurance for prescription drugs is much higher than coinsurance on other health care services, that means that the households with chronic conditions pay more of that $7,000 out of their own pockets than do other households -- roughly $500 more in this case. The differences grow more pronounced as total spending increases," Royalty explained in the news release.

She and her colleagues said the study raises questions about how health care plans are designed. They suggested that employers and insurers should investigate whether better-designed health plans would promote the use of "high value" services (for example, taking prescription medicines) by cutting the patients' out-of-pocket costs of these services.

"If a person can keep a chronic condition under control with medication, not only will that produce better health but also fewer expensive hospitalizations," Royalty said.

Total spending was defined as what the insured family paid in out-of-pocket copayments and/or deductibles plus what the family's insurance company paid health care providers. The chronic conditions were asthma, cancer, diabetes, anxiety and depression.

More information

The U.S. Agency for Healthcare Research and Quality offers a consumer's guide to health insurance.

-- Robert Preidt

SOURCE: Indiana University-Purdue University Indianapolis, news release, Nov. 22, 2011


'/>"/>
Copyright©2010 ScoutNews,LLC.
All rights reserved  

Related medicine news :

1. Chronic Bowel Disease Drugs Linked to Skin Cancer Risk
2. Profile Drawn of People With Chronic Jaw Pain
3. Loss of weight associated with chronic illness may soon have first treatment
4. FDA funds Rochester researchers to give chronic and acute pain clinical trials a makeover
5. UT MD Anderson study finds acupuncture can prevent radiation-induced chronic dry mouth
6. Low vitamin D levels do not increase the risk of chronic obstructive pulmonary disease
7. Children suffer unnecessarily from chronic postoperative pain
8. Childhood diet lower in fat and higher in fiber may lower risk for chronic disease in adulthood
9. Religious, spiritual support benefits men and women facing chronic illness, MU study finds
10. PATH B, a comprehensive support program in Europe for patients with chronic hepatitis B launched
11. Heart health impacts wellbeing of patients with chronic obstructive pulmonary disease
Post Your Comments:
*Name:
*Comment:
*Email:
Related Image:
Chronic Disease May Up Out-of-Pocket Costs for Insured
(Date:8/17/2017)... ... 2017 , ... In its just released 2018 Edition, The Best Lawyers in ... the third consecutive year that Hardiman and Mills have been honored and the seventh ... in Health Care Law while Mills was recognized in the Administrative and Regulatory Law ...
(Date:8/17/2017)... ... August 17, 2017 , ... SeQuel Response announced today that for ... among the fastest-growing private companies in the U.S., putting it in the top 10 ... applied to the Inc. 5000 over the years, only a fraction have ...
(Date:8/17/2017)... ... August 17, 2017 , ... An August 2 article on NextShark ... surgery, largely influenced by the growing popularity of “pretty boys” in both K-Pop and ... standards of male appearance are changing not only in the Asian nation, where plastic ...
(Date:8/17/2017)... Mesa, CO (PRWEB) , ... August 17, 2017 ... ... & Moral Injury: The Journey to Healing Through Forgiveness ($15.99, paperback, 9781498497626; ... disorder (war) trauma, to encourage inner healing of memories and achieve forgiveness, through ...
(Date:8/17/2017)... ... 17, 2017 , ... Inc. Magazine Unveils 36th Annual List of America’s Fastest-Growing ... Growth of 3,004.8% , NEW YORK, August 16, 2017 – Inc. magazine today ranked ... of the nation's fastest-growing private companies. The list represents a unique look at the ...
Breaking Medicine News(10 mins):
(Date:8/2/2017)... Fenita J. Caldwell is ... Lifetime Professional in the Field of Healthcare. Caldwell ... Pharmaceuticals, AG. Her skills and areas of expertise ... Fenita ... experience as a highly successful sales specialist in ...
(Date:8/1/2017)... , Aug. 1, 2017   CerSci Therapeutics , ... Dallas, Texas , has received notice from the ... Institutes of Health (NIH) that it has been awarded ... totaling over $650,000 in 2017 with an additional $1,000,000 ... Investigational New Drug application of their lead non-opioid drug ...
(Date:7/28/2017)... Hill-Rom Holdings, Inc. ("Hill-Rom") (NYSE: HRC), today announced financial ... 2017, and updated its financial outlook for fiscal 2017. ... fiscal third quarter, Hill-Rom reported earnings of $0.09 per ... the prior-year period. These results reflect after-tax special items, ... related to the non-cash write-down of assets associated with ...
Breaking Medicine Technology: