Navigation Links
Chronic Disease May Up Out-of-Pocket Costs for Insured
Date:11/29/2011

TUESDAY, Nov. 29 (HealthDay News) -- Among families with employer-sponsored health care plans, those coping with chronic illness pay more out of their pockets than those without chronic illness, primarily because of higher prescription drug copayments, a new study finds.

"Even when you are looking at the same level of total spending, families covering chronic conditions spent more out of pocket than those without chronic illnesses, and it doesn't appear to be because the families are in different types of plans," researcher Anne Beeson Royalty, a professor at Indiana University-Purdue University Indianapolis, said in a university news release.

"It looks as though the difference is because certain types of services -- such as prescription drugs -- are covered less generously," she added.

Royalty and colleagues analyzed data from a 10-year national survey of more than 47,000 American families and found that those dealing with chronic conditions spent 1.5 to two times more on prescription drugs.

For example, among households spending a total of $7,000 on health care, those with chronic conditions spent an average of $2,215 of the $7,000 on prescription drugs, compared with $1,065 for other households.

"Because average coinsurance for prescription drugs is much higher than coinsurance on other health care services, that means that the households with chronic conditions pay more of that $7,000 out of their own pockets than do other households -- roughly $500 more in this case. The differences grow more pronounced as total spending increases," Royalty explained in the news release.

She and her colleagues said the study raises questions about how health care plans are designed. They suggested that employers and insurers should investigate whether better-designed health plans would promote the use of "high value" services (for example, taking prescription medicines) by cutting the patients' out-of-pocket costs
'/>"/>

Copyright©2010 ScoutNews,LLC.
All rights reserved  

Page: 1 2

Related medicine news :

1. Chronic Bowel Disease Drugs Linked to Skin Cancer Risk
2. Profile Drawn of People With Chronic Jaw Pain
3. Loss of weight associated with chronic illness may soon have first treatment
4. FDA funds Rochester researchers to give chronic and acute pain clinical trials a makeover
5. UT MD Anderson study finds acupuncture can prevent radiation-induced chronic dry mouth
6. Low vitamin D levels do not increase the risk of chronic obstructive pulmonary disease
7. Children suffer unnecessarily from chronic postoperative pain
8. Childhood diet lower in fat and higher in fiber may lower risk for chronic disease in adulthood
9. Religious, spiritual support benefits men and women facing chronic illness, MU study finds
10. PATH B, a comprehensive support program in Europe for patients with chronic hepatitis B launched
11. Heart health impacts wellbeing of patients with chronic obstructive pulmonary disease
Post Your Comments:
*Name:
*Comment:
*Email:
Related Image:
Chronic Disease May Up Out-of-Pocket Costs for Insured
(Date:4/17/2014)... New Rochelle, NY, April 17, 2014U.S. military personnel ... "blast plus impact" concussive traumatic brain injury (TBI) ... were evacuated for other medical reasons. Differences in ... and depression 6-12 months after injury are reported ... , a peer-reviewed journal from Mary Ann Liebert, ...
(Date:4/17/2014)... 16, 2014) The cause of neuronal death in ... proposes that neurons may be mistaken for foreign invaders ... to the way autoimmune diseases like type I diabetes, ... The study was published April 16, 2014, in ... likely controversial, idea in Parkinson,s disease; but if true, ...
(Date:4/17/2014)... Medicine (BUSM) have discovered that the anti-seizure drug ... The findings, reported in the American Journal ... to more effective treatments for alcoholism. , Excessive ... causes of illness and death in the U.S. ... the productivity of workers and necessitating huge health ...
(Date:4/17/2014)... online has the potential to ward off depression among ... research published online in The Journals of ... . In the article " Internet Use and Depression ... Longitudinal Analysis ," the authors report that Internet use ... percent among their study sample. , Late-life depression ...
(Date:4/17/2014)... find a colored ribbon representing a disease. A pink ribbon ... ribbon does one think of with lung cancer?, Although white ... from the disease, black may be the only one they ... cancer patients, primarily smokers between the ages of 51 to ... often felt by these patients, the emotional toll it can ...
Breaking Medicine News(10 mins):Health News:Long-term effects of battle-related 'blast plus impact' concussive TBI in US military 2Health News:Is Parkinson's an autoimmune disease? 2Health News:BUSM researchers find anti-seizure drug may reduce alcohol consumption 2Health News:Internet use may cut retirees' depression 2Health News:Unraveling the 'black ribbon' around lung cancer 2
... reported that most of the flu shot supply had been ... 94% of the state's total order has been received, while ... million vaccines will be stocked that includes privately purchased flu ... Control and Prevention revealed that this flu season over 115 ...
... the use of alcohol-based hand cleaners for all hospital staff ... that the practice would not only help in reducing health ... is estimated that 1.4 million people across the globe are ... mainly spread by doctors and nurses who forget to clean ...
... to develop certain types of cancer than workers in ... ,Grace LeMasters and colleagues at the University of Cincinnati ... 32 previously published scientific studies to determine the comprehensive ... reported science portal EurekAlert. ,Risk for 20 ...
... that consuming just two cups of green tea could block ... with their counterparts in the UK carried out this study. ... the Journal of Allergy and Clinical Immunology. The study revealed ... green tea has the ability to block the HIV from ...
... the disease are alarming. According to a news release by ... in Canada and 8,500 deaths from the disease are expected ... 55,000 deaths, as reported by the Centers for Disease Control ... cases and 16,000 deaths. ,However, here is some ...
... examination of the eyes can diagnose cerebral malaria in ... a severe complication where the Plasmodium falciparum parasite infects ... is difficult to detect as patients can be unconscious ... ,The mortality ratio in cerebral malaria is 25-50 percent, ...
Cached Medicine News:Health News:The Anti-HIV Properties Of Green Tea Uncovered 2
(Date:1/15/2014)... 2014  Research and Markets ( http://www.researchandmarkets.com/research/6k27gw/dental ) has announced ... Global Industry Analysis, Size, Share, Growth, Trends And Forecast, ... (Logo: http://photos.prnewswire.com/prnh/20130307/600769 ) ... patients in order to treat dental impairments, for tooth ...
(Date:1/15/2014)... 15, 2014 Massachusetts General Hospital (MGH), the ... ) announced today that they have launched a ... therapeutic targets and develop novel therapies for inflammatory ... millions worldwide. The MGH-Broad-Amgen collaboration brings together scientists ...
(Date:1/15/2014)... 15, 2014  In an unprecedented effort to curb the spread of ... other transport vehicles, an advanced and portable UV germicidal lamp manufactured ... first time. In order to prevent EMS paramedics ... West Palm Beach Fire Rescue is the ...
Breaking Medicine Technology:Dental Consumables Market - Global Industry Analysis, Size, Share, Growth, Trends And Forecast, 2013 - 2018 2Dental Consumables Market - Global Industry Analysis, Size, Share, Growth, Trends And Forecast, 2013 - 2018 3Mass. General, Broad Institute and Amgen Will Work to Discover New Drugs for Inflammatory Bowel Disease 2Mass. General, Broad Institute and Amgen Will Work to Discover New Drugs for Inflammatory Bowel Disease 3Mass. General, Broad Institute and Amgen Will Work to Discover New Drugs for Inflammatory Bowel Disease 4Superbugs No Longer Ride In Rescue Vehicles 2
... BALLARD Adult TRACH CARE ... endotracheal intubated patients for ... T-Piece, lavage/irrigation port and ... multiple tracheostomy sizes, French ...
... soft, flexible whistle tip suction catheter ... that includes: suction catheter, pop-up solution ... are packed in order of use ... a labeled tissue envelope. Available in ...
... Maxi-Flo® suction catheter included with each kit ... ,All Portex® No Pour Pak® II ... ,No Pour Pak® II suction catheter ... infections, protecting the patient and clinician from ...
... Medline is a leading innovator of ... most of our suction products and assure ... customers' expectations. We manufacture, supply and directly ... includes open suction catheters, yankauer and Poole ...
Medicine Products: