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CapitalSouth Bank Officially Opens Three of Four New Locations in Jacksonville
Date:11/14/2007

Toy Drive to Benefit Shands Jacksonville-Marks Grand Opening Celebration

JACKSONVILLE, Fla., Nov. 14 /PRNewswire/ -- CapitalSouth Bank will officially dedicate its new Mandarin branch today in Jacksonville. Community leaders, Company executives and bank employees will attend the grand opening event this morning, which will include a ceremonial ribbon-cutting to mark the official opening of the facility and the Company's expanded presence in Jacksonville.

In September, CapitalSouth Bancorp (Nasdaq: CAPB) announced that the Company had completed its merger with Monticello Bancshares, Inc. The merger added two banking offices for CapitalSouth Bank in Jacksonville, which will operate under the CapitalSouth name, giving the bank a total of three locations in Jacksonville and greatly increasing the convenience available to clients in the market.

"CapitalSouth Bank's focus is providing clients with the best service possible," said Dan Puckett, Chairman and CEO of CapitalSouth. "This new location will help us deliver on that promise. We are not a traditional bank; we are a business bank. Our people have the expertise to look beyond the numbers, and the flexibility to consider all of the factors that make businesses work."

A Great Place to Work

Currently, CapitalSouth's Mandarin, Deerwood and Jacksonville Beach locations are home to over 35 employees. The company plans to open a fourth branch in San Marco this December. Fred Coble, Jacksonville City President, CapitalSouth said that he is pleased with the success that CapitalSouth Bank has enjoyed since entering the Jacksonville market. "We're very grateful for the support and confidence of our clients and are looking forward to continued growth here in Jacksonville."

"I work at CapitalSouth because we have the ability to use our knowledge to help businesses grow," said Coble. "Most big banks have a box; your customer needs must fit that box, or there is no fit for you. That is not true at CapitalSouth."

CapitalSouth Bank prides itself on meeting the needs of small to medium- sized businesses in the markets it serves by offering Small Business Administration (SBA) lending services and other loan programs for business owners through its Business Capital Group, which operates through full-service offices and the loan production office. The Company also provides Internet banking services at http://www.capitalsouthbank.com as well as personal investment services.

Sandy Bartow, Executive Director of the Jacksonville Regional Chamber of Commerce's Small Business Center, said, "I am happy to hear of CapitalSouth's commitment to small business and hope their presence in our city will further support the thriving small business market and our rapidly growing base of entrepreneurs. We are pleased to welcome them to our community as additional resource for developing new career and leadership opportunities."

Toy Drive to Mark Grand Opening

To celebrate the arrival of CapitalSouth in the Jacksonville market, each branch will be holding a holiday toy drive to benefit children being treated at Shands Jacksonville, the largest of nine hospitals in the Shands HealthCare family and affiliated with the University of Florida. CapitalSouth will match toy-for-toy what the community graciously donates.

"These toys will be an inspiration of hope for these children," said Jennifer L. Russ, Manager of Annual Fund, Shands Jacksonville. "The Child Life Program at Shands Jacksonville works to meet the challenge of assisting children and families in coping with the emotional and psychosocial issues inherent in medical care."

CapitalSouth

CapitalSouth Bancorp is a bank holding company operating 10 full-service banking offices, one mortgage origination office, and one loan production office through its bank subsidiary, CapitalSouth Bank with offices in Birmingham, Huntsville, and Montgomery, Alabama and Jacksonville, Florida, as well as a loan production office in Atlanta, Georgia; and Mortgage Lion, Inc. a wholesale mortgage organization operation based in Fitzgerald, Georgia. CapitalSouth Bank targets small to medium-sized business in the markets it serves. CapitalSouth also operates "Banco Hispano," providing financial services to the growing Latino community. CapitalSouth Bank offers SBA lending services and other loan programs for business owners through its Business Capital Group, which operates through full-service offices as well as the loan production office. CapitalSouth Bank also provides Internet banking services at http://www.capitalsouthbank.com as well as personal investment services.


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SOURCE CapitalSouth Bank
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