CDPHP Launches National Network and Three-In-One Plan, and Expands Member ...(loyees can now appreciate the security o...),Health

Date:10/19/2009

loyees can now appreciate the security of a national network with the local, reliable service for which CDPHP is known," said Morrissey. "This benefit will be particularly helpful to those companies with workers in different states and multiple locations, or who may work remotely from home or on the road."

A travel rider is also being made available with HMO plans, offered by Capital District Physicians' Health Plan, Inc. This option provides a set dollar allowance for treatment outside the CDPHP service area, helping fulfill the needs of snowbirds, travelers, and college students.

CDPHP® SmartOptionsSM: One Plan, Three Options, One Price
CDPHP has responded to employer groups' health insurance needs with CDPHP® SmartOptionsSM, enabling them to offer workers a choice of three distinct health benefit designs--all for one low price. Employees can choose how they want to spend their health care dollars by selecting from among:

Copay EPO -- A copay plan for those who prefer greater predictability when budgeting for their health care services. This option offers set copayments for office visits. Transitional EPO -- A copay is charged for primary care specialist (PCP) and specialist office visits. Inpatient services entail a deductible and coinsurance arrangement. High Deductible PPO -- An out-of-pocket maximum offers added protection. Once the deductible is met, in-network services are covered in full.

Expanded Incentives Program
Life PointsSM, a member incentive program, is now being offered upon group renewal with most CDPHP benefit packages starting January
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