Navigation Links
CAHI Stands by Its Principles for Health Insurance Reform
Date:11/20/2008

ALEXANDRIA, Va., Nov. 20 /PRNewswire-USNewswire/ -- Yesterday, America's Health Insurance Plans (AHIP) implied that the health insurance industry had decided to support an "individual mandate," which requires everyone to buy health insurance or pay a fine, combined with "guaranteed issue," meaning that everyone must be accepted regardless of health status.

But the Council for Affordable Health Insurance (CAHI), which has several health insurance company members, remains adamantly opposed to these "reforms," because they invite the government to micromanage health insurance policies, reduce consumer choices and dramatically drive up the cost of coverage.

Like others, CAHI wants to see the uninsured obtain coverage. But we believe that problem is best addressed by ensuring that consumers have access to a wide range of affordable policies, along with appropriate subsidies for those who can't afford coverage and a well-functioning safety net such as high risk pools, already adopted in 34 states, that ensure the sick always have access to coverage.

Since its inception in 1992, CAHI has warned that mandated coverage and guaranteed issue destroy the individual (i.e., non-group) health insurance market. Although the political winds may have changed, CAHI's principles remain the same.

While these changes are often billed as "pro-consumer," they are anything but. The evidence demonstrates that consumers are hurt by them.

If the government mandates people have coverage or be fined, then politicians must determine what is "qualified coverage," so that people know whether they are breaking the law.

When politicians start micromanaging insurance coverage, everyone with a product, service or a need begins to lobby those politicians to ensure their special interest, however deserving, is included -- which drives up the cost of coverage.

It also means that coverage options that may be out of political favor -- e.g., Health Savings Accounts, high deductible policies, Health Reimbursement Arrangements, or other consumer driven options -- could face significant hurdles intended to limit their adoption, if not explicitly exclude them.

Finally, an individual mandate has been tried in only one state, and it has yet to achieve its objective: universal coverage.

For our part, CAHI believes that consumers, not politicians, should make their own decisions about which coverage options best fit their needs. And we believe consumer satisfaction, not political favoritism, should determine which policies thrive and fail in the marketplace.

Founded in 1992, CAHI is a nonprofit, nonpartisan research and advocacy association whose mission is to promote access, affordability and choice in American health care. CAHI's membership includes health insurance companies (active in the individual, small group, HSA and senior markets), small businesses, physicians, actuaries and insurance producers and brokers.


'/>"/>
SOURCE Council for Affordable Health Insurance
Copyright©2008 PR Newswire.
All rights reserved

Related medicine news :

1. Highlights from the December 2008 Issue of Mens Health: On Newsstands November 18th, 2008
2. NEWSWEEK: Media Lead Sheet/September 1, 2008 Issue (on newsstands Monday, August 25, 2008).
3. New York Legislators Kill Bill for Grieving Mothers. Womens Rights Activist stands up for some women and not others.
4. NEWSWEEK: Media Lead Sheet - July 7-14, 2008 Double Issue (On Newsstands Monday, June 30)
5. Now Playing: Spike Lee Stands with Earvin Magic Johnson, Cookie Johnson and Abbott to Launch National PSA Campaign
6. Photos: Los Angeles Non Profit Teams With US Troops Stationed in Baghdad and Buaytha in Bringing a 5-Year-Old Blind Iraqi Girl, Whose Father Stands Beside US Combat Team Against Al Qaeda, to the US for a Groundbreaking Artificial Corneal Transplant Surger
7. NEWSWEEK: Media Lead Sheet/May 26, 2008 Issue (on newsstands Monday, May 19, 2008)
8. NEWSWEEK: Media Lead Sheet/May 19, 2008 Issue (on newsstands Monday, May 12, 2008)
9. American Red Cross Stands Ready to Aid Cyclone Survivors in Myanmar
10. PA Governor Says Financial Analysis Shows Nothing Stands in Way of Senate Action to Help Pennsylvanias Uninsured
11. NEWSWEEK: Media Lead Sheet/April 21, 2008 Issue (on newsstands Monday, April 14).
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:12/8/2016)... ... 08, 2016 , ... Coppin Insurance Agency, an insurance and financial planning firm ... Cape Coral area, is embarking on a charity drive with the goal of providing ... Harry Chapin Food Bank of Southwest Florida works to provide fresh and nutritious food ...
(Date:12/7/2016)... ... December 07, 2016 , ... DrugDev again demonstrated its dedication ... one of the early adopters completing EU-U.S. Privacy Shield Certification from the U.S. Department ... on both sides of the Atlantic with a mechanism to comply with EU data ...
(Date:12/7/2016)... , ... December 07, 2016 , ... ... drug in their bodies, a researcher at the Icahn School of Medicine at ... , The study found that when young children are exposed to secondhand marijuana ...
(Date:12/7/2016)... ... December 07, 2016 , ... EnghouseSystems ... purchase price of approximately $17.4 million (net of the cash acquired), subject ... $13.2 million. Headquartered in Barcelona, Spain, Presence is a leading provider of ...
(Date:12/7/2016)... ... 2016 , ... A quote from Dr. Edward Hallowell, host of CRN International’s ... offer a rare glimpse into the mind of those people with ADHD. , Dr. ... author, has described people with ADHD as having “Ferrari engines for a brain, with ...
Breaking Medicine News(10 mins):
(Date:12/7/2016)... , Dec. 7, 2016  Northwest Biotherapeutics (Nasdaq: ... "Company"), a biotechnology company developing DCVax® personalized immune ... the Nasdaq Staff has not accepted the Company,s ... Rules previously reported, and the Company has notified ... Company,s common stock from listing on Nasdaq.  Upon ...
(Date:12/7/2016)... --  Arena Pharmaceuticals, Inc. (NASDAQ: ARNA ... the ralinepag phase 2 trial.  Ralinepag is an oral, ... the treatment of pulmonary arterial hypertension (PAH). The study ... "This marks an important step in the development of ... our pipeline," said Amit Munshi , Arena,s President ...
(Date:12/7/2016)... Kan. , Dec. 7, 2016   Rx Savings ... West Virginia and its Public Employees Insurance Agency ... members access to their innovative healthcare software, ultimately saving money ... with PEIA and provide its members with access to our ... or a more effective, affordable therapy can be found," says ...
Breaking Medicine Technology: