Navigation Links
CAHI Releases Updated 'Health Insurance Mandates in the States'

More Mandates Mean More Expensive Health Insurance

ALEXANDRIA, Va., Jan. 31 /PRNewswire-USNewswire/ -- Today the Council for Affordable Health Insurance (CAHI) released the 2008 edition of "Health Insurance Mandates in the States." According to the study, the number of state mandated benefits continues to grow -- to 1,961 nationwide, up from 1,901 last year.

"Policymakers are increasingly focusing on how to reduce the number of uninsured Americans," stated CAHI Director Dr. Merrill Matthews. "Ironically, these same policymakers continue to pass laws that drive up the cost of coverage and make policies unaffordable for millions of Americans."

A health insurance mandate is a requirement that an insurance company cover specific health care providers, benefits or patient populations. While mandates make health insurance more comprehensive, they also make it more expensive because mandates require insurers to pay for care consumers previously funded out of their own pockets. Based on our analysis, mandated benefits currently increase the cost of basic health coverage from a little less than 20% to more than 50%, depending on the state and the specific legislative language.

The study's authors, CAHI Research and Policy Director Victoria C. Bunce, State Affairs Director J.P. Wieske and Government Affairs Assistant Lawrence J. Siedlick, track hundreds of mandate bills and identify those that actually pass. The study also includes an estimate, provided by a team of health actuaries, of how much each mandate adds to the cost of a health insurance policy.

"At a time when policymakers are complaining about the high cost of health insurance, CAHI wants state legislators to know they are responsible for the mandate explosion, and what those mandates do to the cost and availability of health insurance. We hope this publication will encourage them to refrain from exacerbating the problem of health insurance costs and the uninsured," concluded Matthews.

A copy of the 2008 edition of "Health Insurance Mandates in the States" is available on CAHI's website, Also available on the web site are corresponding documents: "Trends in State Mandated Benefits" and "Mandated Benefit Definition Memo."

Founded in 1992, CAHI is a non-profit research and advocacy association whose mission is to develop and promote free market solutions to America's health care challenges. CAHI's membership includes health insurance companies (active in the individual, small group, HSA and senior markets), small businesses, physicians, actuaries and insurance brokers.

SOURCE Council for Affordable Health Insurance
Copyright©2008 PR Newswire.
All rights reserved

Related medicine news :

1. Heating Plastic Bottles Releases Potentially Harmful Chemical
2. Releases Annual Report Card on Patient Satisfaction in the U.S.
3. CEL-SCI Corporation Releases Letter to Shareholders
4. NASA Releases Findings of Astronaut Survey
5. TABS Group Releases Intriguing Voting Trends Based on Vitamin and Supplement Usage: Republicans More Likely to Use Supplements
6. AHRQ Releases Consumer Financial Incentives Guide for Employers and Other Health Care Purchasers
7. NHCAA Releases Fraud Fighters Handbook Outlining Strategies to Protect the Public Against Health Care Fraud
8. National Drug Intelligence Center Releases 2008 National Methamphetamine Threat Assessment
9. Center for Consumer Freedom Releases Dont Sue Me Santa Christmas Cookie Liability Waiver
10. T.G.I. Fridays(R) Restaurants Releases 2008 Food-Related Resolutions Survey Results
11. AHIP Releases Individual Market Guarantee Access Proposal, Announces Support for Third Party Review of Rescission Decisions
Post Your Comments:
(Date:11/27/2015)... CA (PRWEB) , ... November 27, 2015 , ... According ... at the recent 2015 American Dental Association meeting in Washington D.C. revolved around the ... protect a patient’s overall health. The talk stressed the link between periodontal disease (more ...
(Date:11/27/2015)... ... November 27, 2015 , ... The ... in America. As people age, more care is needed, especially with Alzheimer’s, dementia ... medical professionals are being overworked. The forgotten part of this equation: 80 percent ...
(Date:11/27/2015)... ... November 27, 2015 , ... "When I was traveling, ... from Hillside, N.J. "Many people catch diseases simply from sitting on such dirty ... be protected from germs." , He developed the patent-pending QUDRATECS to eliminate the ...
(Date:11/27/2015)... ... 27, 2015 , ... ProSidebar: Fashion is a set of 30 ... ProSidebar: Fasion, video editors can easily add an informative sidebar to any FCPX production. ... Utilize presets featuring self-animating drop zones, lines, bars, and text with the ease of ...
(Date:11/27/2015)... ... November 27, 2015 , ... Intellitec ... Dynamics SL User Group (MSDSLUG). Recognized as Microsoft’s official group for end users ... Dynamics SL software users, partners, industry experts and representatives. Intellitec Solutions’ membership status ...
Breaking Medicine News(10 mins):
(Date:11/26/2015)... , Nov. 26, 2015 Research ... addition of the "2016 Future Horizons and ... (TDM) Market: Supplier Shares, Country Segment Forecasts, Competitive ... --> --> ... analysis of the Italian therapeutic drug monitoring market, ...
(Date:11/25/2015)... 25, 2015 ... the "Global Brain Monitoring Devices Market ... --> ) has announced the ... Devices Market 2015-2019" report to their ... ( ) has announced the addition ...
(Date:11/25/2015)... 25, 2015  The American Academy of Pediatrics ... and the March of Dimes cheered today,s signature ... Infants Act of 2015 (S.799), which takes ... born exposed to drugs, such as opioids, and ... all three organizations have worked together leading advocacy ...
Breaking Medicine Technology: