Navigation Links
CAHI Releases Updated 'Health Insurance Mandates in the States'

More Mandates Mean More Expensive Health Insurance

ALEXANDRIA, Va., Jan. 31 /PRNewswire-USNewswire/ -- Today the Council for Affordable Health Insurance (CAHI) released the 2008 edition of "Health Insurance Mandates in the States." According to the study, the number of state mandated benefits continues to grow -- to 1,961 nationwide, up from 1,901 last year.

"Policymakers are increasingly focusing on how to reduce the number of uninsured Americans," stated CAHI Director Dr. Merrill Matthews. "Ironically, these same policymakers continue to pass laws that drive up the cost of coverage and make policies unaffordable for millions of Americans."

A health insurance mandate is a requirement that an insurance company cover specific health care providers, benefits or patient populations. While mandates make health insurance more comprehensive, they also make it more expensive because mandates require insurers to pay for care consumers previously funded out of their own pockets. Based on our analysis, mandated benefits currently increase the cost of basic health coverage from a little less than 20% to more than 50%, depending on the state and the specific legislative language.

The study's authors, CAHI Research and Policy Director Victoria C. Bunce, State Affairs Director J.P. Wieske and Government Affairs Assistant Lawrence J. Siedlick, track hundreds of mandate bills and identify those that actually pass. The study also includes an estimate, provided by a team of health actuaries, of how much each mandate adds to the cost of a health insurance policy.

"At a time when policymakers are complaining about the high cost of health insurance, CAHI wants state legislators to know they are responsible for the mandate explosion, and what those mandates do to the cost and availability of health insurance. We hope this publication will encourage them to refrain from exacerbating the problem of health insurance costs and the uninsured," concluded Matthews.

A copy of the 2008 edition of "Health Insurance Mandates in the States" is available on CAHI's website, Also available on the web site are corresponding documents: "Trends in State Mandated Benefits" and "Mandated Benefit Definition Memo."

Founded in 1992, CAHI is a non-profit research and advocacy association whose mission is to develop and promote free market solutions to America's health care challenges. CAHI's membership includes health insurance companies (active in the individual, small group, HSA and senior markets), small businesses, physicians, actuaries and insurance brokers.

SOURCE Council for Affordable Health Insurance
Copyright©2008 PR Newswire.
All rights reserved

Related medicine news :

1. Heating Plastic Bottles Releases Potentially Harmful Chemical
2. Releases Annual Report Card on Patient Satisfaction in the U.S.
3. CEL-SCI Corporation Releases Letter to Shareholders
4. NASA Releases Findings of Astronaut Survey
5. TABS Group Releases Intriguing Voting Trends Based on Vitamin and Supplement Usage: Republicans More Likely to Use Supplements
6. AHRQ Releases Consumer Financial Incentives Guide for Employers and Other Health Care Purchasers
7. NHCAA Releases Fraud Fighters Handbook Outlining Strategies to Protect the Public Against Health Care Fraud
8. National Drug Intelligence Center Releases 2008 National Methamphetamine Threat Assessment
9. Center for Consumer Freedom Releases Dont Sue Me Santa Christmas Cookie Liability Waiver
10. T.G.I. Fridays(R) Restaurants Releases 2008 Food-Related Resolutions Survey Results
11. AHIP Releases Individual Market Guarantee Access Proposal, Announces Support for Third Party Review of Rescission Decisions
Post Your Comments:
(Date:6/27/2016)... ... June 27, 2016 , ... ... technology to revolutionize the emergency ambulance transport experience for the millions of people ... how Uber has disrupted the taxi industry through the use of technology. Now, ...
(Date:6/26/2016)... ... , ... PawPaws brand pet supplements owned by Whole Health Supply ... health of felines. The formula is all-natural and is made from Chinese herbs that ... Cat Kidney Support Supplement Soft Chews are Astragalus Root Extract and Rehmannia Root ...
(Date:6/25/2016)... (PRWEB) , ... June 25, 2016 , ... The temporary closing of Bruton Memorial Library ... City Observer , brings up a new, often overlooked aspect of head lice: the parasite’s ... for fumigation is not a common occurrence, but a necessary one in the event that ...
(Date:6/25/2016)... ... ... On Friday, June 10, Van Mitchell, Secretary of the Maryland Department of ... recognition of their exemplary accomplishments in worksite health promotion. , The Wellness at Work ... Symposium at the BWI Marriott in Linthicum Heights. iHire was one of 42 businesses ...
(Date:6/24/2016)... CA (PRWEB) , ... June 24, 2016 , ... Marcy was in a crisis. Her ... would lash out at his family verbally and physically. , “When something upset him, he ... he would use it. He would throw rocks at my other children and say he ...
Breaking Medicine News(10 mins):
(Date:6/24/2016)... , June 24, 2016 Research ... World Market for Companion Diagnostic Tests" report to their ... Market for Companion Diagnostics The World Market ... and personalized medicine diagnostics. Market analysis in the report includes ... Test Market (In Vitro Diagnostic Kits) by Region (N. America, ...
(Date:6/23/2016)... , June 23, 2016  MedSource announced ... as its e-clinical software solution of choice.  This ... best possible value to their clients by offering ... The preferred relationship establishes nowEDC as the EDC ... for MedSource,s full-service clients.  "nowEDC has long been ...
(Date:6/23/2016)... 23, 2016 Roche (SIX: RO, ROG; OTCQX: ... its Elecsys BRAHMS PCT (procalcitonin) assay as a dedicated ... shock. With this clearance, Roche is the first IVD ... solution for sepsis risk assessment and management. ... and PCT levels in blood can aid clinicians in ...
Breaking Medicine Technology: