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Brain Injury Association of Michigan Outlines the Current State of Brain Injury
Date:6/24/2008

to rehabilitation for TBI survivors and decreased opportunity for TBI survivors to receive the care necessary to return to work. The cost of their long-term care will instead shift to Michigan taxpayers. One such proposed change to Auto No Fault, House Bill 1278, limits the driver's amount of personal injury protection, which covers the cost of medical care and rehabilitation, in exchange for a nominal reduction in insurance premiums. BIAMI is greatly concerned about this legislation for the following reasons:

-- Michigan drivers most likely to choose this limited coverage, in order to obtain a less costly insurance premium, are also those most likely to sustain a TBI in an auto crash - high school and college-aged males. In other words, those who will most likely need unlimited coverage for a lifetime of care are those most likely not to choose it.

-- The cost of a lifetime of care for a serious TBI far exceeds the lower coverage levels offered by the bill. Lifetime coverage is necessary to provide a TBI survivor with the established TBI continuum of rehabilitative care needed for optimal quality of life and the opportunity to return to work post-injury.

-- Bill 1278 would effectively allow insurance companies to limit their expenses through lower coverage obligations and pass the long-term care costs on to Michigan taxpayers.

Michigan Motorcycle Helmet Law

A looming threat that will increase the number of TBIs in Michigan is the legislature's attempt to repeal the Michigan Motorcycle Helmet Law. Current Michigan law requires all motorcyclists to wear a crash helmet while operating a motorcycle. Proposed legislation, House Bill 4749, would allow licensed motorcyclists over the age of 21 with two years experience and a minimum of $20,000 in insurance to ride their motorcycle without a helmet.

Governor Granholm vetoed this bill on June 13. It is crucial to Michigan residents and the family members of motorcyclists that the M
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SOURCE Brain Injury Association of Michigan
Copyright©2008 PR Newswire.
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