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Baby Boomers' Aging Wave Affects Social Security Disability Program
Date:9/22/2008

ire by 2016.1

SSA is feeling the impact of the aging population, but one shouldn't automatically conclude that disability only affects individuals age 50 and higher.

The number of people receiving SSDI continues to rise across all age groups. The SSA reports the number of recipients increased by almost 290,000 in the past year. Nearly 7.1 million disabled workers3b now receive SSDI benefits, according to the SSA's annual statistical report3. The same report shows about one-third (33 percent) are under age 50.

http://www.allsup.com/About-SSDI/FAQs.aspx?=PRW1 [SSDI] is a payroll tax-funded, federal insurance program. A portion of the FICA taxes you pay are set aside for SSDI (as well as Social Security retirement and Medicare).

Social Security disability benefits are designed to provide you with income if you are unable to work due to a disability or until your condition improves, and guarantees income if your condition does not improve. Then, once you meet your retirement age (65 or older), you move from SSDI to Social Security retirement income.

Allsup offers the following insights on the role of age in the http://www.allsup.com/About-SSDI/SSDI-Process.aspx?=PRW1 [SSDI process].

What's Age Got to Do With It?
With the Social Security retirement program, eligibility is clear and begins with age 62 (for early retirement) and 65 to 67 (for full retirement).

When http://www.allsup.com/Allsup-Representation/Getting-Prepared.aspx?=PRW1 [applying for Social Security disability benefits], the minimum age is 18. The oldest an applicant could be is their full retirement age because that's when Social Security retirement benefits apply.

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