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BCBSNC Helps Customers Fight Recession With Free Generics
Date:12/8/2008

  • Medicare Supplement customers who have prescription coverage on their policies (once they meet their annual prescription deductible, if applicable).
  • Many customers who receive coverage with Blue Cross and Blue Shield of North Carolina from their employers.
  • Members of self-funded employer groups are eligible only if their employer group has pharmacy benefits through BCBSNC and has chosen to participate in the program.
  • The savings for an individual who takes advantage of the generic copay waiver could be significant for the first half of 2009. For example, if a BCBSNC customer takes three brand name medications per month with a copay of $30 each, that person spends $90. If that customer can shift to generic medication, she would save $540 from January through June 2009.

    To take advantage of the program, eligible BCBSNC members who are prescribed a covered generic drug simply take the prescription along with their BCBSNC ID card to a participating pharmacy. Pharmacies will automatically apply the copay waiver to eligible members filling generic prescriptions. Drugs used for cosmetic purposes and medications that are also available over-the-counter are not covered by this program.

    In 2004, BCBSNC launched a generic copay waiver program and saw an immediate increase in generic prescription usage. This is important because generic drugs are equivalent to corresponding brand name drugs in active ingredients, dosage, strength, safety and performance, but they cost a fraction of their brand name counterparts. Since prescription drug costs are a key driver of rising medical costs, the long-term increased use of generics also impacts future premiums for the benefit of our customers.

    With or without the copay waiver, generic medications cost less out-of-pocket than brand-name medications.
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    Source: PRWeb
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