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Assurant Health Helps People Keep Their Insurance
Date:3/24/2009

Individual medical policyholders can swap plans when economic situation changes.

Milwaukee, WI (Vocus) March 24, 2009 -- Milwaukee-based Assurant Health, a leading national provider of Individual Medical, Small Group and Specialty health insurance products, is allowing policyholders to change their health coverage if they face economic hardship.

“In these challenging economic times, it is more important than ever for individuals to maintain health care coverage,” said Scott Krienke, senior vice president, Product Lines, Assurant Health. “We are working with our customers and giving them options to continue health care coverage, including changing to a lower cost plan in our portfolio of affordable plans, if they experience economic difficulties.”

Individuals, for example, can opt-out of a low deductible plan and choose a higher deductible plan that has a lower monthly premium. Customers can, within six months, reinstate the low deductible plan without additional underwriting when their economic situation improves.

More and more people are losing health insurance as job losses mount and employers cut back on coverage. Many others are foregoing or cutting back on insurance in order to meet rising household expenses, especially those with adjustable rate mortgages. All are at risk of more serious economic troubles if they were to have a health crisis.

“It’s vital for individuals to maintain a level of heath coverage and we’re offering them flexibility to do just that,” said Krienke.

According to the U.S. Department of Labor, the number of U.S. workers drawing state unemployment benefits scaled another record high in March, underscoring the difficulties of getting new jobs in the recession-hit economy. Since December 2007, over 4 million jobs have been lost, with the unemployment rate at 8.1 percent,
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Source: PRWeb
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