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American Physicians Capital, Inc. Reports Third Quarter 2007 Results
Date:10/25/2007

purchase program remains an integral part of APCapital's capital management program. APCapital seeks to maintain an optimal but flexible level of capital during this softer market cycle.

In the third quarter of 2007, the Board of Directors declared its first regular quarterly cash dividend of $0.10 per common share, which was paid to shareholders on September 28, 2007. Today, APCapital's Board of Directors declared a fourth quarter cash dividend of $0.10 per common share payable on December 31, 2007 to shareholders of record on December 13, 2007.

Stock Split

In September 2006, APCapital's Board of Directors declared a three-for-two stock split of its common shares to shareholders. All prior year share and per share numbers disclosed in this press release are split adjusted.

Stilwell Standstill Agreement

APCapital also announced that, by mutual consent of the parties, the Standstill Agreement with Joseph Stilwell, Spencer Schneider and various related parties has been terminated, effective immediately. Mr. Stilwell and Mr. Schneider will continue to serve as directors of APCapital following the termination.

Conference Call

APCapital's website, http://www.apcapital.com, will host a live Webcast of its conference call in a listen-only format to discuss 2007 third quarter results on October 26, 2007 at 10:00 a.m. Eastern time. An archived edition of the Webcast can be accessed by going to APCapital's website and selecting "For Investors," then "Webcasts." For individuals unable to access the Webcast, a telephone replay will be available by dialing 1-888-286-8010 or (617) 801-6888 and entering the conference ID code: 54959353. The replay will be available through 11:59 p.m. Eastern time on October 31, 2007.

Corporate Description

American Physicians Capital, Inc. is a regional provider of medical professional liability insurance focused primarily in the Midwest marke
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SOURCE American Physicians Capital, Inc.
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