Navigation Links
American Consumer Credit Counseling Reveals the Hidden Reasons Why Consumers File for Bankruptcy
Date:4/9/2013

/p>

“Other than credit card debt, most of these events are beyond a person’s ability to control,” Trumble said. “Very few people declare bankruptcy because they splurge on cars or luxury vacations. It’s usually because they’ve hit an unexpected rough patch and don’t have enough savings to see their way through it.”

The kinds of crises that lead to bankruptcy can strike anyone, regardless of income or education level. According to a survey conducted by ACCC, more than half (53 percent) of the 1,985 participants who filed for bankruptcy had completed at least three years of college. Fourteen percent of those surveyed had a graduate degree. Another survey by ACCC indicates that of the 2,857 people who filed for bankruptcy, more have a higher annual salary of $60,000 (25 percent) than make $20,000 or less (20 percent).

“Long-term hospital stays can run tens of thousands of dollars, so having a high income doesn’t necessarily protect you from bankruptcy when a major crisis like a medical emergency suddenly strikes,” Trumble said. “The best way to protect yourself is to be prepared for anything. Work out a plan to start saving money now so that, in the future, you’ll be better equipped to weather a financial storm if a disaster occurs.”

American Consumer Credit Counseling’s certified and experienced counselors offer a variety of financial education, counseling and debt management services to help consumers achieve long-term financial health and stability.

ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:

     • For credit counseling, call 800-769-3571
     • For bankruptcy counseling. call 866-826-6924
     • For housing counseling, call 866-826-7180
 &nbs
'/>"/>

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Page: 1 2 3

Related medicine news :

1. Premier Provider of Hearing Aids in Santa Monica CA, American Hearing & Balance, Announces New Hearing Aid Comparison Chart
2. Many Americans Skipping Meds to Save Money, CDC Says
3. Top Provider of Hearing Aids in Marina del Rey CA, American Hearing & Balance, Now Offers New Balance Disorder Treatment
4. American Cancer Society awards new research and training grants
5. Special American Chemical Society live broadcasts on cooking, weight loss and more
6. Energy and food are the focus of the American Chemical Society meeting in the Big Easy
7. bioMérieux to Feature Sepsis Solutions at New York Meeting of the American Society of Microbiology
8. Nearly 30 Percent of Americans Have High Blood Pressure: CDC
9. Columbia experts at American Assoc. for Cancer Research 2013 Annual Meeting
10. The American Healthcare Documentation Professionals Group Launches Industry's First Complimentary Online HIPAA Training and Certification Program
11. Only 5% of Americans Getting 8 Hours of Sleep
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:12/25/2014)... When head lice hits a home or ... to get rid of it while keeping it from taking ... now have the solution right in their neighborhood: Lice ... Troopers provides full spectrum head lice screening and treatment services ... Sunset, Key Biscayne, Brickell, Coconut Grove, Kendall, Pinecrest and South ...
(Date:12/25/2014)... 24, 2014 (HealthDay News) -- Among early stage breast ... than half of one percent will eventually develop leukemia ... reveals. The finding comes from a review of ... and 2007, and it suggests that the risk for ... experts had previously thought. "The frequency of bone ...
(Date:12/25/2014)... 25, 2014 Plugin creators from Pixel ... A fully customizable business presentation tool made specifically for ... ProFire 5k business tool, users can now display their ... of Pixel Film Studios. “ProFire 5k gives users a ... add professionalism to a presentation” , Pixel Film Studios ...
(Date:12/24/2014)... 25, 2014 Over 700 toys, that’s ... local communities. That is 700 smiling little faces this ... Additionally over $6000 in monetary donations was given to ... of the expenses they incur through the year. Some ... A Child's Haven , Shrine's Children's Hospitals, Toys ...
(Date:12/24/2014)... New studies reveal that women under the age of ... 6, 2014, JAMA Otolaryngology*). And although many people choose to ... according to recent polls) facing hearing loss head on can ... and relates to the world. People who have benefited in ... way of:, , self-confidence , ...
Breaking Medicine News(10 mins):Health News:Coral Gables Florida Gets Ready to Be Lice-Free with Lice Troopers 2Health News:Breast Cancer Chemo Tied to Small But Significant Leukemia Risk 2Health News:Breast Cancer Chemo Tied to Small But Significant Leukemia Risk 3Health News:Announcing a new ProFire 5k plugin from Pixel Film Studios for Final Cut Pro X Professionals 2Health News:AlignLife Donates Over 700 Toys This Year 2Health News:Recent Studys Underscore the Fact That One of the Best Gifts to Give This Holiday Season is a Hearing Test 2Health News:Recent Studys Underscore the Fact That One of the Best Gifts to Give This Holiday Season is a Hearing Test 3Health News:Recent Studys Underscore the Fact That One of the Best Gifts to Give This Holiday Season is a Hearing Test 4Health News:Recent Studys Underscore the Fact That One of the Best Gifts to Give This Holiday Season is a Hearing Test 5Health News:Recent Studys Underscore the Fact That One of the Best Gifts to Give This Holiday Season is a Hearing Test 6
... are taking place at more than 1,100 facilities across ... A free online service that provides clinical trial information ... was launched this week by the University of California, ... , BreastCancerTrials.org includes information about clinical trials taking place ...
... 6 When a loved one is ... Life-Prints stores and,protects life-saving information inside a ... encryption, Life-Prints was developed in partnership,with D.A.R.E., ... for the swift recovery of a missing ...
... A new study suggests that genetic factors influence ... which could in turn be partly responsible for increased ... size of the right orbitofrontal cortex (OFC), an area ... processing and impulsive behavior, is smaller in teenagers and ...
... to fulfill promise of a cure for his ... The Diabetes Research Institute,Foundation (DRIF) announced that ... president, effective November 17, and will be,responsible for ... Karlya is well-known in the diabetes community ...
... Holdings Corp. (Nasdaq:,HMSY) today announced that it will present ... be held November 12-14, 2008 at,the Arizona Biltmore Hotel ... Hosp, CFO, will present on Wednesday,November 12th at 11:00 ... ) is the nation,s leader in,coordination of benefits and ...
... Jersey,Hospital Association and the N.J. Department of Military ... dozen national organizations in a,sweeping effort to educate ... health-related problems faced by returning,veterans., Through the ... now receive training online on how to deal ...
Cached Medicine News:Health News:Free Web Site Lists Breast Cancer Clinical Trials 2Health News:Announcing Life-Prints: Child ID Software Medical Record Storage and More ... 2Health News:Impulse control area in brain affected in teens with genetic vulnerability for alcoholism 2Health News:'Diabetes Dad' Tom Karlya Rejoins Diabetes Research Institute Foundation 2Health News:'Diabetes Dad' Tom Karlya Rejoins Diabetes Research Institute Foundation 3Health News:N.J. Hospitals, Military and Veterans Affairs Join Broad Effort to Improve Returning Vets' Healthcare 2
(Date:12/24/2014)... -- The International Trade Commission (ITC) issued its final decision in ... a notice issued on December 23, the ITC ruled in ... humidifier was invalid. BMC President, James Xu ... excited with the ITC,s decision in this case. This victory ... the very beginning on the key patents in the case. ...
(Date:12/24/2014)...  Diplomat Pharmacy, Inc. (NYSE: DPLO ), ... announce Jennifer Hagerman , Pharm.D., AE-C, senior director ... as the president of the Michigan Pharmacists Association on ... place Feb. 28, 2015, at the MPA Annual Convention ... Center in Detroit, Michigan . Hagerman ...
(Date:12/24/2014)... and LONDON , December 24, 2014 ... are expected to grow at an average rate of ... value and volume. Hip, knee and spine surgeries are ... in emerging economies they have a lower penetration. Increased ... the use of composites. Non-metallic orthopedic devices have gained ...
Breaking Medicine Technology:ITC Final Decision Goes Against ResMed (RMD) Monumental Win for 3B/BMC 2Diplomat's senior director of education and quality to be inducted as 2015 president of the Michigan Pharmacists Association 2Diplomat's senior director of education and quality to be inducted as 2015 president of the Michigan Pharmacists Association 3Use of Composites in Orthopedic Industry to Reach $596 Million by 2020 2Use of Composites in Orthopedic Industry to Reach $596 Million by 2020 3
... Calif., Nov. 19 Alexza Pharmaceuticals, Inc. (Nasdaq: ALXA ) ... the 21st Annual Piper Jaffray Health Care Conference on Wednesday, December ... be webcast from The New York Palace Hotel in New York ... CEO. , To access the live presentation via the ...
... Part of International Internet Week of Action ... Food and Drug Administration today completed a coordinated, weeklong, ... (IIWA), intended to curb illegal actions involving medical products. ... the FDA,s Office of Criminal Investigations (OCI), in conjunction ...
Cached Medicine Technology:Alexza Pharmaceuticals to Present at the 21st Annual Piper Jaffray Health Care Conference 2Alexza Pharmaceuticals to Present at the 21st Annual Piper Jaffray Health Care Conference 3UPDATE: FDA Issues 22 Warning Letters to Web site Operators 2
Length 6 (152 mm). Greenberg Retractor Kit is supplied with two primary bars. Primary bars attach to skull clamp....
TEW serrated micro-retractor blade set....
Micro-retractor arm 12"....
The Budde Halo Retractor Side Rail Support is designed for the adaptation and attachment of the Budde Halo Brain Retractor System to the operating room table when a conventional skull clamp is not us...
Medicine Products: