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American Community Introduces Community Flex(TM), an Affordable Health Plan in Arizona and Indiana
Date:1/14/2009

LIVONIA, Mich., Jan. 14 /PRNewswire/ -- On the heels of a successful launch of its newest health insurance product in 11 states, American Community Mutual Insurance Company today announced that Community Flex(TM) is now available for quoting in Arizona and Indiana. Designed to help consumer's hold down their medical expenses, the new PPO plan is available for individuals and families through independent agents for a coverage effective date beginning March 1, 2009.

Offering three plan designs -- Flex 100, Flex 80 and Flex 60 -- Community Flex gives consumers multiple options for deductibles and benefit percentages to provide value and choice. As an added benefit, the premium rate is guaranteed for the first 24 months of coverage when a deductible of $5,000 or higher is selected. For network deductibles of $500 - $3,500, the premium rate is guaranteed for the first 12 months of coverage.

Policyholders have access to leading PPO (preferred provider) networks with access to more than 65,000 quality hospitals, primary care physicians and specialists in Arizona and Indiana. Community Flex also features the choice and coverage that today's individuals and families need:

    -- $5 million lifetime policy maximum per person
    -- Accident benefit included on all options
    -- Accidental death and dismemberment coverage
    -- Option to upgrade to the Gold Benefits package for richer benefits on
       covered services.
    -- Value discount drug card included; enhanced prescription options
       available
    -- Vision Benefits

"Sales of our new Community Flex product are off to a great start in the 11 states where we launched it late last year. We look forward to making this innovative product available to consumers in Arizona and Indiana," said Neal Spero, Senior Vice President and Chief Marketing Officer.

Community Flex is also available in the following markets
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SOURCE American Community Mutual Insurance Company
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