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American Collection Defense Expert Opinion Alerts of Senior Debt Collector Harassment: Are your parent’s rights being violated?
Date:7/30/2013

Joel Pate of Mobile Alabama, “Consumers rights are being violated every day by illegal and often abusive measures taken in an attempt to collect a debt. These third party debt collectors brazen disregard for the law runs the gamut from harassment, lying, and threats, to as minor of a violation as not leaving the proper industry compliant voice mail.” Voice Mail Violations

The key is to know the rights.

The best part is that the Federal Government has a tuff law that will not only stop the collectors in their tracks but brilliantly provides for the violating collector to pay for the consumers attorney’s fee’s.

In settlement talks, many of the collectors agree to absolve the debt and remove it from reporting as well as provide the consumers with a check for damages. "This is huge for the American Consumer,” according to Pate.

Another simple by equally a significant violation is when the debt collector fails to identify himself during the call. This simple failure to identify is another violation.

According to another Credit Industry Leader, Joshua Carmona, “Only in recent years has the Federal Government begun to aggressively prosecute these bad actors. Debt collectors left to their own devises will harass and break the law."

Yes, it is their right to collect debt, but it is clearly their duty to follow the law when doing so. For Example, it is a violation of their rights when collectors call multiple times per day even if it is from different phone numbers.

The American Collection Defense can stop this abuse by connectin
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