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America’s Sole Proprietors are Independent, Confident and Often Uninsured
Date:6/5/2013

BLOOMFIELD, Conn. (PRWEB) June 05, 2013

There are an estimated 42 million Americans making up the self-employed segment of today’s workforce.* This group is independent and confident; however many of them also lack health insurance. Cigna Individual and Family Plans surveyed 250 self-employed Americans and found that nearly 25 percent of respondents do not have health insurance. Given this finding, Cigna's My Business, My Health study took a closer look at this uninsured population to better understand its views on personal health and wellness, business priorities and perceptions and misconceptions about health insurance.

According to My Business, My Health, 60 percent of uninsured respondents place business priorities ahead of personal health and overall wellness. Yet, more than one-third of respondents said that one month away from work due to personal illness would result in either a loss of customers or worse -- going out of business.

“Clearly the stakes are high for this population to stay healthy in order to stay successful in business,” said Lisa Lough, vice president, Cigna Individual and Family Plans. “However, a majority of this group readily admit that their personal health takes a back seat to the demands of their business.”

The findings of My Business, My Health highlights popular misconceptions about health insurance and medical costs. The study found a large majority of uninsured respondents (82 percent) stated they did not have health insurance because it was too expensive, yet 80 percent overestimated the cost of insurance and about a third underestima
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