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Allsup Outlines Role of Social Security Disability Insurance for Obtaining Medicare Benefits
Date:9/9/2009

ts as soon as possible after someone experiences a severe disability, Gada explained.

SSDI is a federally mandated insurance program overseen by the Social Security Administration (SSA) that operates separately from the retirement and SSI programs. SSDI provides monthly benefits to individuals who are under full retirement age (age 65 or older) and who can no longer work because of a disability (injury, illness or condition) that is expected to last for at least 12 months or is terminal. Individuals must have paid FICA taxes to be eligible. More details are provided in the SSDI Overview on Allsup.com.

When To Apply For SSDI Benefits
Many people make the mistake of waiting too long to apply for SSDI benefits. Anyone who has become disabled because of an injury, chronic condition or illness, and can no longer work for 12 months or longer can apply for Social Security disability benefits. Individuals who have a terminal illness also can apply for SSDI.

"These are common questions: When can I apply for SSDI benefits? How long do I have to wait? " Gada said. "There are several ways to confirm your disability is severe and long term, including medical documentation and your doctor's diagnosis."

"One of the biggest mistakes people can make is to think they must wait a full year to apply for SSDI benefits. This simply isn't true," he added.

The ripple effect of postponing application and receipt of SSDI benefits is delayed healthca
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