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Allsup Outlines Rights of People Leaving Work Due to a Disability
Date:1/20/2009

RA as a way to continue health insurance coverage. This option depends on whether you are eligible and can afford to do so, and your employer provides it.

Employers with 20 or more employees are required to provide COBRA. To be eligible, you must have been enrolled in the employer health plan while you worked and the health plan must continue to be in effect for active employees. COBRA generally allows former employees and their dependents to keep the group health plan coverage for 18 months after their employment ends. There is an additional 11-month extension available when a qualified beneficiary is determined to be disabled by the Social Security Administration (SSA).

6. When can I apply for Social Security Disability Insurance (SSDI) benefits?

To be eligible for SSDI benefits, you must be able to show you cannot do work that you did previously; cannot adjust to other work because of your medical condition(s); and your disability has lasted or is expected to last for at least one year or result in death. In addition, you must be under full retirement age and insured, which means you have paid into the program (payroll taxes).

However, that does not mean that you must wait a year before you apply. In fact, many people wait too long to apply for SSDI benefits, which adds to their financial hardship.

"If there's no doubt that your disability will exceed 12 months and you will be unable to work, you want
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Source: PRWeb
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10. Allsup's New Medicare Advisor Program Helps People with Disabilities Make Sound Healthcare Coverage Decisions
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Allsup Outlines Rights of People Leaving Work Due to a Disability
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