Allsup Outlines Five Critical Issues for Caregivers Preparing to Take on Financial and Healthcare Respon... (these plans can be costly they can be an...)

Allsup Outlines Five Critical Issues for Caregivers Preparing to Take on Financial and Healthcare Responsibilities

Date:8/19/2008

these plans can be costly, they can be an essential financial planning component for individuals unable to get any other insurance and facing mounting healthcare costs while awaiting Medicare eligibility," said Gada.

Caregivers also need to be aware that after receiving SSDI benefits for 24 months, an individual - regardless of their age - is eligible for http://www.allsup.com/Financial-Matters/Managing-Healthcare-Costs/Medicare.aspx [Medicare], including hospital, medical benefits and prescription drug plans. Just as important is understanding the different options available and which plans are best based on the individual's particular circumstances.

"Not all Medicare plans are created equal and people often opt for the traditional plan thinking it's the 'safe' choice. But for people with disabilities, http://www.allsup.com/Medicare-Advisor.aspx [Medicare Advantage] plans often are the optimal choice: you can't be turned away for coverage due to a pre-existing condition, they usually cost less than a traditional Medicare and supplemental plan combined, and most Medicare Advantage plans include prescription drug coverage," explained Gada.

About Allsup

Allsup, Belleville, Ill., is a leading nationwide provider of financial and healthcare related services to people with disabilities. Founded in 1984, Allsup has helped more than 100,000 people receive their entitled Social Security Disability Insurance and Medicare benefits. Allsup employs more than 500 professionals who deliver services directly to consumers and their families, or through their employers and long-term disability insurance carriers.

For more information, visit www.Allsup.com].

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