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Aflac Incorporated Announces Fourth Quarter Results
Date:1/30/2008

Changes Changes(2)

Premium income 9.0% 6.0%

Net investment income 8.4 6.4

Total benefits and expenses 7.9 5.0

Operating earnings 15.9 13.9

Operating earnings per diluted share 18.2 16.7

(1) The numbers in this table are presented on an operating basis, as

previously described.

(2) Amounts excluding currency changes were determined using the same

yen/dollar exchange rate for the current period as the comparable

period in the prior year.

FOREIGN CURRENCY TRANSLATION EFFECT ON OPERATING RESULTS(1)

(SELECTED PERCENTAGE CHANGES, UNAUDITED)

TWELVE MONTHS ENDED DECEMBER 31, 2007 Including Excluding

Currency Currency

Changes Changes(2)

Premium income 5.4% 6.2%

Net investment income 7.5 8.1

Total benefits and expenses 4.4 5.2

Operating earnings 12.7 13.4

Operating earnings per diluted share 14.7 15.4

(1) The numbers in this table are presented on an operating basis, as

previously described.

(2) Amounts excluding currency changes were determined using the same

yen/dollar exchange rate for the current period as the comparable

period in the prior year.

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" to encourage companies to provide prospective information, so long as those informational statements are identified as forward-looking and a
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SOURCE Aflac Incorporated
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