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Aflac Incorporated Announces Fourth Quarter Results, Sees 2008 RBC Ratio Above 450%, Affirms 2009 Operating EPS Target
Date:2/2/2009

ges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Our insurance products provide protection to more than 40 million people worldwide. Aflac has been included in Fortune magazine's list of America's Most Admired Companies for seven years and in Fortune magazine's list of the 100 Best Companies to Work For in America for eleven consecutive years. Aflac has been recognized three times by both Fortune magazine's list of the Top 50 Employers for Minorities and Working Mother magazine's list of the 100 Best Companies for Working Mothers and has also been included in Ethisphere magazine's list of the World's Most Ethical Companies for two consecutive years. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

A copy of Aflac's Financial Analyst Briefing (FAB) supplement for the fourth quarter of 2008 can be found on the "Investors" page at aflac.com.

Aflac Incorporated will host a conference call to discuss the strength of the company's capital position. It will be webcast via the "Investors" page of aflac.com on Tuesday, February 3, 2009, at 9:00 a.m. (EST)

In addition, Aflac Incorporated will webcast a presentation on 2008 financial highlights and the outlook for 2009 via the "Investors" page of aflac.com at 6:40 p.m. (EST) on Tuesday, February 3, 2009.



        AFLAC INCORPORATED AND SUBSIDIARIES CONDENSED INCOME STATEMENT
      (UNAUDITED - IN MILLIONS, EXCEPT FOR SHARE AND PER-SHARE AMOUNTS)

    THREE MONTHS ENDED DECEMBER 31,    2008            2007        % Change

    Total revenues                   $4,260          $4,018           6.0%

    Benefits and claims               2,835           2,431          16.6

    Total acquisition and
     
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SOURCE Aflac Incorporated
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