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AXA Equitable Makes it Easier to Stop Ignoring Life Insurance
Date:11/5/2007

onal circumstances). The

interview is used to complete the

rest of the application.

Taking lots of time ROP Term(SM) Simplified Issue

underwriting uses a unique,

simplified application; a third-

party telephone interview and an

oral swab test. Because no

paramed or attending physician

statements are required, the

underwriting process results in

significant time savings.

AXA Equitable's Return of Premium Term(SM) (Policy forms 148-20, 148-25, 148-30 or state variations) is issued by and is a service mark of AXA Equitable Life Insurance Company, New York, NY. All guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.

About AXA Equitable

AXA Equitable Life Insurance Company has been in business since 1859 and is a leading nationwide issuer of life insurance and annuity products. The company has over 11,000 employees and sales personnel and approximately 4.8 million policy/contract holders nationwide as of December 31, 2006. AXA Equitable Life Insurance Company, New York, N.Y., is one of the premier U.S. organizations providing life insurance and annuity products and services for the financial services market. Variable products are co-distributed by affiliates AXA Advisors, LLC, and AXA Distributors, LLC.

AXA Equitable's parent company, AXA Financial, Inc., is a member of the global AXA Group, a worldwide leader in financial protection and wealth management. AXA Group's operations are diverse geographically, with major operations in Western Europe, North America, and the Asia/Pacific regi
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