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AXA Equitable Makes it Easier to Stop Ignoring Life Insurance

uring specified periods, ROP Term(SM) Simplified Issue is convertible to AXA Equitable's permanent life insurance, without having to furnish additional evidence of insurability. No medical exams or blood tests are required.

Giving clients time to make up their mind, AXA Equitable's conversion privilege is available for the earlier of the first 15 years of a 20-year ROP Term(SM) policy, the first 17 years of a 25-year ROP Term(SM) policy and the first 20 years of a 30-year ROP Term(SM) policy, or until the policy anniversary nearest the insured's 70th birthday. When a policyholder exercises the conversion privilege, the cash value of the policy can be applied to the new permanent policy or, if preferred, taken in cash. In addition, AXA Equitable guarantees a conversion credit to reduce the first-year cost of the new permanent insurance policy

The Simplified Application Process - What to Expect

What Not to Expect What to Expect

Needles and blood Applicant self-administers a

painless oral swab collection

that takes two to five minutes.

The swab is then sent to an

independent lab for processing.

There's no need to abstain from

eating or drinking before the


Scheduling a paramed exam A private, professional telephone

interviewer contacts the

applicant for a medical history

interview, lasting approximately

15 to 20 minutes (but may take

more or less time depending on


SOURCE AXA Equitable
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