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A Twenty-Page Bill In Plain English to Reduce Premiums and Help Laid-Off Americans
Date:2/24/2010

cker, fairer verdicts in medical liability cases and at the same time preserving every litigant's right to trial by jury. Medical courts will be presided over by a judge who knows the issues, has the experience, can identify honest expert witnesses and reduce the impact of those who are not honest. Tort law has always been a matter left to states. This bill does not mandate that states establish medical courts or attempt to federalize tort law.  It does provide block grants to states to impose caps on damages and, more importantly, to establish medical courts. "Why just cap unjust damage awards when you can eliminate them by having expert judges?" asks McCaughey.

Title 3: Provides federal incentives for states to establish or improve subsidized high risk pools to help consumers with pre-existing conditions and poor health.  This concept is similar to what is also proposed in the Patients' Choice Act, supported by Senator Tom Coburn.  No state is required to establish these pools.

Title 4: Extends the current 65% COBRA subsidy, established by the American Recovery and Reinvestment Act of 2009.  The President's fiscal 2011 budget also contains such an extension.  Republicans are likely to find this an important common ground.  COBRA subsidies are not a permanent entitlement but rather a temporary helping hand to those who have been laid off.  The average COBRA annual premium for a family of four is $13, 322, a big price tag when you've lost yo
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SOURCE Betsy McCaughey
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