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A Twenty-Page Bill In Plain English to Reduce Premiums and Help Laid-Off Americans
Date:2/24/2010

in English.  They want members of Congress to read the entire bill before voting. They want a bill anyone can inspect.  A twenty page bill means that pork projects, secret deals, and exemptions for Washington insiders cannot be slipped between the pages.  This bill does not give the American people the run-around.  Twenty pages should be enough. The framers of the Constitution established the entire federal government in just eighteen pages," said McCaughey.

This bill recognizes that states have regulated health insurance for over six decades, consistent with the McCarran-Ferguson Act (1945).  Some states have taken smart approaches to lowering costs and expanding access, especially to people with pre-existing conditions.  This bill copies what works, not what has failed.

Title 1: Liberates consumers to buy policies from other states, and puts consumers on notice that the products they buy out-of-state may have different consumer protections than those imposed in their own state.   This title also imposes federal consumer protections on plans sold interstate, ensuring that those plans prohibit rescission and protect consumers who have paid their premiums from being dropped.

Title 2: Provides federal incentives for states to establish medical courts, ensuring qui
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SOURCE Betsy McCaughey
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