Navigation Links
7 Ways to Keep Health Coverage If You Lose Your Job
Date:3/17/2009

DALLAS, March 17 /PRNewswire-USNewswire/ -- Laid off? Don't panic. The following summarizes a new list of suggestions on how to maintain health coverage from the non-profit, non-partisan National Center for Policy Analysis. Authored by NCPA health economist and Senior Fellow Devon Herrick, Ph.D., the full article is not sponsored by any commercial entity, and is for your free and unrestricted use. Link to full article: http://www.ncpa.org/pdfs/Seven_Ways_Job_3-16-09-FINAL-A.pdf

Here are seven options you should consider as soon as possible after getting pink-slipped.

  1. Use it before you lose it. One of the first things you should do after getting laid off is ask the company HR person exactly when your employer-paid coverage expires.
  2. Stay in your employer plan by paying the (COBRA) premium. Be aware that you must accept and sign up for COBRA within 60 days or lose that option completely.
  3. Apply for the federal (COBRA) subsidy. Under the new stimulus bill, you may qualify for a 65% subsidy of COBRA costs for that first nine months.
  4. Choose a cheaper former employer plan. Ask your former HR representative if the company offers a lower cost insurance plan that would cost you less under COBRA.
  5. Join a spouse's or parent's health plan. However, you need to act quickly because federal law requires that you sign up within 30 days from the date of a job loss.
  6. Shop around for inexpensive coverage. There may be cheaper and better alternatives to COBRA, especially if you have no severe health problems.
  7. If uninsurable (because of pre-existing conditions) you may still be able to obtain insurance. 35 states have high-risk pools to insure those who are turned down by commercial insurers.
    '/>"/>

SOURCE National Center for Policy Analysis
Copyright©2009 PR Newswire.
All rights reserved

Page: 1 2

Related medicine news :

1. MAGNET Cooperative and Procurex, Inc. Announce Integration Partnership Streamlining the Healthcare Industry's Purchasing Process
2. Medical costs for one premature baby could cover a dozen healthy births
3. Researchers find sustained improvement in health in Experience Corps tutors over 55
4. Cardinal George Urges Catholics to Tell Administration: Keep Conscience Protections for Health Care Workers
5. MorseLife Launches Learning Institute to Teach Best Practices in Leadership, Healthcare and Kosher Culinary
6. American Heart Association Urges Congress to Accelerate Efforts to Enact Comprehensive Health Care Reform
7. Health Care Service Corporation Ranked as One of the Most Diverse Companies in the Country for 5th Consecutive Year
8. ADA Launches Community Dental Health Coordinator Program to Provide Dental Care in Underserved Areas
9. Convenient Care Association Forms Round-Table for Health Systems Operating Convenient Care Clinics
10. Houston Northwest Medical Center and Surrounding Community Will Benefit From New Lone Star College-North Harris Health Professions Building
11. First sister study results reinforce the importance of healthy living
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:8/27/2014)... Amy Norton HealthDay Reporter , ... part in clinical trials of new heart disease treatments are ... new study confirms. Experts said the findings, which appear ... Association , aren,t surprising -- but they are troubling. ... more select patient population that is not fully representative of ...
(Date:8/27/2014)... from our parents shapes many aspects of our lives. ... epigenome that is set during development, but can be ... by those of our parents and grandparents. , The ... supporting proteins that determine whether genes are expressed or ... our own health, but also that it may be ...
(Date:8/27/2014)... spending for commercially insured individuals is due primarily to ... use, according to a new study led by researchers ... Practice, published in the August issue of the ... increasing concern that consolidation in the health care marketplace ... ultimately, consumers," said Carrie Colla, PhD, assistant professor at ...
(Date:8/27/2014)... 27, 2014 CarePoint Health is ... Hoboken Pediatrics has joined our network, CarePoint Health ... Dr. Piotr Oko, Dr. Yanina Meshko and Dr. ... skilled and experienced physicians comprise CarePoint Health Medical ... practices in Hudson County, representing a wide range ...
(Date:8/27/2014)... Scientists at The Scripps Research Institute (TSRI) have ... can be associated with alcohol dependence. , This ... type 1 (Nf1), which TSRI scientists found is linked ... Nf1 regulates gamma-aminobutyric acid (GABA), a neurotransmitter that lowers ... novel and seminal study provides insights into the cellular ...
Breaking Medicine News(10 mins):Health News:Heart Studies Don't Reflect Real-World Patients, Study Finds 2Health News:Heart Studies Don't Reflect Real-World Patients, Study Finds 3Health News:Scientists map the 'editing marks' on fly, worm, human genomes 2Health News:Scientists map the 'editing marks' on fly, worm, human genomes 3Health News:Scientists map the 'editing marks' on fly, worm, human genomes 4Health News:Tracking spending among the commercially insured 2Health News:Hoboken Pediatrics Joins CarePoint Health Medical Group 2Health News:Hoboken Pediatrics Joins CarePoint Health Medical Group 3Health News:Scripps Research Institute scientists link alcohol-dependence gene to neurotransmitter 2
... could deter more than 100,000 Californians from enrolling in ... today by the California Pan-Ethnic Health Network, the UCLA ... Center for Labor Research and Education. ... that estimates the likely enrollment in health care reform ...
... , WEDNESDAY, Feb. 29 (HealthDay News) -- Federal ... helped provide guidance on whether it,s safe or effective for ... The Institute of Medicine (IOM) report noted, however, ... drugs in newborns or the long-term effects of drugs on ...
... people with diabetes could be adapted into a home DNA ... and bacteria in human body fluids, in food and in ... report on this adaptation of the ubiquitous personal glucose monitor, ... journal Analytical Chemistry . Yi Lu and Yu ...
... (FDA) announced it is revising safety information on the labels ... class of drugs that work in the liver to prevent ... at lowering the LDL (bad) cholesterol, but also have modest ... cholesterol. High cholesterol is a risk factor for ...
... HealthDay Reporter , TUESDAY, Feb. 28 (HealthDay News) ... emergency room with fevers are making the right decision, ... not be generalized, and therefore not approached, as a ... Dr. Yvette van Ierland, from the department of pediatrics ...
... , TUESDAY, Feb. 28 (HealthDay News) -- Taking the ... fetus and lead to poorer motor control in infants, a ... their substance-abuse history before and during pregnancy. The women were ... Infancy Study, which looks at recreational drug use among pregnant ...
Cached Medicine News:Health News:Study: Over 100,000 Californians likely to miss out on health care due to language barriers 2Health News:Efforts to Improve Research on Kids' Drugs Paying Off: Report 2Health News:American Heart Association comment: FDA announces safety changes on labeling for some statins 2Health News:Parents Often Right to Bring Kids With Fever to the ER: Study 2Health News:Parents Often Right to Bring Kids With Fever to the ER: Study 3Health News:Ecstasy Use During Pregnancy May Harm Fetus: Study 2
(Date:8/27/2014)... BURLINGTON, Mass. , Aug. 27, 2014 ... activity that characterized the Memphis ... given way to clinical integration, with rivals Methodist Le ... their respective physician groups to coordinate patient care. In ... Cigna, which has the most health plan enrollment in ...
(Date:8/27/2014)... ResearchMoz presents this most up-to-date ... Outlook to 2020. New report, "United States Laparoscopes Market ... United States Laparoscopes market . The report provides ... and average prices (in US dollars) within market segments ... Video Laparoscopes), Robotic Surgical Systems and Rigid Tip Non-Video ...
(Date:8/27/2014)... An experimental drug designed to help regulate the blood,s iron ... of inflammation, according to results from the first human ... Blood , the Journal of the American ... a condition that occurs when red blood cells are in ... has anemia, the body does not get enough oxygen, since ...
Breaking Medicine Technology:Memphis-area Health Systems Turn Attention to Clinical Integration 2United States Laparoscopes Market Outlook, Analysis, Size, Share, Growth, Trends And Forecast 2020 2United States Laparoscopes Market Outlook, Analysis, Size, Share, Growth, Trends And Forecast 2020 3United States Laparoscopes Market Outlook, Analysis, Size, Share, Growth, Trends And Forecast 2020 4United States Laparoscopes Market Outlook, Analysis, Size, Share, Growth, Trends And Forecast 2020 5Drug Represents First Potential Treatment for Common Anemia 2Drug Represents First Potential Treatment for Common Anemia 3
... 15, 2012  Stemline Therapeutics, Inc., a clinical-stage biopharmaceutical company ... cells (CSCs) and tumor bulk, today announced that Kevin ... Since serving as Chief Executive Officer of Cephalon, Inc. ... (Nasdaq: TEVA ) in October 2011, Mr. ...
... IRVINGTON, N.Y., March 15, 2012  ORTHOCON®, Inc., a ... J. Hart has been appointed Vice President of ... in-licensing and acquiring new products and technologies for ... teams.  Mr. Hart joins ORTHOCON ...
Cached Medicine Technology:Stemline Therapeutics Appoints Kevin Buchi, Former CEO of Cephalon, to Its Board of Directors 2ORTHOCON® Names David J. Hart Vice President of Business Operations 2
... Laboratories is a national reference laboratory and ... and development. ARUP offers an extensive test ... tests in clinical and anatomic pathology. Owned ... clients include more than half of the ...
... national reference laboratory and a worldwide leader ... offers an extensive test menu of highly ... and anatomic pathology. Owned by the University ... than half of the nation's university teaching ...
... reference laboratory and a worldwide leader in ... an extensive test menu of highly complex ... anatomic pathology. Owned by the University of ... half of the nation's university teaching hospitals ...
... national reference laboratory and a worldwide leader ... offers an extensive test menu of highly ... and anatomic pathology. Owned by the University ... than half of the nation's university teaching ...
Medicine Products: