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30 million women to benefit from health reform law
Date:7/29/2010

plans, and bans on pre-existing condition exclusions;
  • Bans on lifetime benefit limits and phase-out of annual limits;
  • Bans on rescissions of insurance policies;
  • Coverage of recommended preventive services without cost-sharing including mammograms;
  • Eligibility for a new plan that covers uninsured people with pre-existing conditions that currently make it difficult for them to gain coverage; and
  • Rebates to women enrolled in Medicare who reach the "doughnut hole" in their prescription drug plans; women, along with people with diabetes and Alzheimer's or other forms of dementia are most likely to reach this gap in coverage.

    Insurance Market Reforms

    Nearly two in five womenan estimated 7.3 millionbetween the ages of 19 and 64 who tried to buy individual insurance plans over a three-year period were turned down, charged a higher price or had a pre-existing condition excluded from their plan. Beginning in 2014, all insurers must accept everyone who applies for coverage and cannot charge higher premiums based on health status or gender.

    In addition, all health plans sold through new state insurance exchanges in both the individual and small group markets will have to cover maternity and newborn care as part of the federally determined benefit packages described below.

    "Women who have an individual insurance market policy that charges them higher premiums than men, who have been unable to secure coverage for the cost of a pregnancy, or who have a preexisting health condition excluded from their benefits will ultimately find themselves on a level playing field with men, with a full range of comprehensive benefits, including maternity coverage," said lead study author Sara Collins, a vice president at the Commonwealth Fund.

    Insurance Exchanges and Subsidies

    Uninsured women who earn too much to qualify for Medicaid will be able to purchase policies through staterun exchanges that
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  • Contact: Mary Mahon
    mm@cmwf.org
    212-606-3853
    Commonwealth Fund
    Source:Eurekalert

    Page: 1 2 3 4

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