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18.3 million baby boomers could benefit from the Affordable Care Act
Date:12/14/2010

devastating to men and women in this age group since their older age and higher rates of chronic health problems places them at risk of facing exorbitant premiums, having a condition excluded from their coverage, or being denied insurance altogether if they try to buy it on their own," said Commonwealth Fund Vice President Sara Collins, lead author of the report. "The Affordable Care Act will change all of that. Once its provisions are in full effect, older adults who lose their employer health insurance will have access to affordable and comprehensive health benefits regardless of their age or health."

The report, Realizing Health Reform's Potential: Adults Ages 50-64 and the Affordable Care Act of 2010, finds that the biggest gains for older adults will come in 2014 when everyone will have access to comprehensive health insurance through a substantial expansion in Medicaid and subsidized private health insurance through new health insurance exchanges. However, millions of older adults and their families have already benefitted from provisions in the Affordable Care Act that went into effect this year, like the phasing out of lifetime and annual limits on benefits, and insurance plans for people with pre-existing conditions.

"This report paints a picture of a baby boomer generation whose health and financial security are in jeopardy because of rising health care costs and declining health insurance coverage," said Commonwealth Fund President Karen Davis. "The good news is that the Affordable Care Act is already making a difference for them, as lifetime and annual limits are phased out and pre-existing condition insurance plans get up and running. Things will only continue to improve as states and the federal government move toward fully implementing the law and we enter a new era in American health care, in which everyone has access to affordable, comprehensive health insurance."

Baby boomers living in the 16 states with uninsured rate
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Contact: Mary Mahon
mm@cmwf.org
212-606-3853
Commonwealth Fund
Source:Eurekalert

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