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Are You Ready for Identity Theft?

How to solve both sides of the equation

Identity theft has seen the largest increase in any one specific crime over the last three years. The United States is faced with an ever-changing and creative criminal. We must improve computer security on both sides of the equation, organizational and consumer.

Identity theft tops the list of consumer complaints, according to a ......

Full article >>> number.

How do we protect ourselves?

There are two variables in the equation: the organizations that hold consumer information and the consumers.

Legislation is trying to address the issue with regulations such as HIPAA, GLBA, The Patriot ACT and several others. These federal regulations ask organizations to assess risk, identify and remediate vulnerabiliti......

Full article >>> egular assessments and developing a security action plan, an organization can significantly reduce its negligence and liability risks. Even if an organization is in a regulated environment or faced with budget constraints, best business judgment rules applies when organizations can provide documentation showing diligence through sound policy, regular vulnerability assessments, and having a securi......

Full article >>> irewalls along with up-to-date anti-virus software on home computer systems. The Federal Trade Commission at ( has great information on minimizing consumer risk from identity theft.

Are you careful at an ATM?

Are you careful when using a public kiosk for online banking? Rrecently......

Full article >>> g proactive. Please answer the questions below to see how you rate.

You receive several offers of pre-approved credit every week. 5 Points
Add 5 more points if you do not shred them before putting them in the trash.
You carry your Social Security card in your wallet. 5 Points
You do not have a PO Box or locked, secure mailbox. 5 Points
You use an unlocked, open ma......

Full article >>> you have assessed your personal risk you can start to mitigate those risks by taking action using the 14 points outlined below.

1. Guard your Social Security number. It is the key to your credit report and banking accounts and is the prime target of criminals.

2. Monitor your credit report. It contains your Social Security number, present and prior employers, a listing of all a......

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10. Order your Social Security Earnings and Benefits statement once a year to check for fraud.

11. Examine the charges on your credit-card statements before paying them.

12. Cancel unused credit-card accounts.

13. Never give your credit-card number or personal information over the phone unless you have initiated the call and trust that business.

14. Su......

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'"/> By Tom Schleppenbach 10/01/03

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