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Communication Intelligence Corporation Reports Fourth Quarter and Fiscal 2008 Results
Date:3/20/2009

overall we are encouraged by the increasing awareness and understanding of the benefits associated with our technology and a heightened sense by financial institutions that they need to automate to survive and therefore we still anticipate that 2009 revenues will exceed 2008."

The demand continues in the insurance industry. According to the September 2008 Forrester Research report "North American Insurance IT Spending in 2008," 49% of US insurance companies surveyed indicated that increasing or expanding their online presence and eCommerce capabilities was a critical or high priority for them. Based upon CIC's prior large scale deployments at AEGON/World Financial Group, AGLA, Prudential, State Farm, two recent wins with Allstate and Travelers in the last half of 2008, together with pending orders from other insurance carriers, the Company believes it is emerging as the leading and preferred supplier of electronic signature solutions for property/casualty and life insurance applications.

Regarding the demand in the banking sector, according to a recent Forrester research report entitled "Industry Essentials: US Retail Banking," US banks and lenders are challenged with the need to increase revenue while improving the effectiveness and efficiency of their processes in the face of increased regulatory and compliance demands exacerbated by the recent subprime debt and credit crisis. This crisis is driving increased regulatory controls and the need to administer the billions of bailout dollars to settle troubled mortgages and the Company believes this will accelerate the deployment of electronic signature technology-based solutions to address those challenges. Furthermore, regional and mid-size banks, unencumbered by TARP related difficulties, appear to be pursuing automation more actively than in the past.

CIC was recently named to Forrester Research's
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SOURCE Communication Intelligence Corporation
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